Kasosyo.AI — Terms and Conditions of Use

1. Acceptance of Terms

By using Kasosyo.AI, you acknowledge that you have read, understood, and agreed to these Terms. You also agree to our Privacy Policy and any other guidelines posted within the Platform.

2. Platform Description

Kasosyo.AI is a technology-driven platform designed to empower Filipino entrepreneurs and investors. It provides business management tools, AI-powered analytics, educational content, and access to the Kasosyo Network — a community of entrepreneurs and investors.

3. User Accounts

• You must be at least 18 years old to create an account.
• You are responsible for maintaining the confidentiality of your login credentials.
• You agree to provide accurate and updated information during registration.
• We reserve the right to suspend or terminate accounts for any violation of these Terms.

4. User Responsibilities

Users agree NOT to:

• Use the platform for illegal or fraudulent purposes;
• Upload or share harmful, defamatory, or misleading content;
• Attempt to hack, reverse-engineer, or disrupt the platform;
• Use Kasosyo.AI for multi-level marketing, spamming, or data scraping activities.

5. Intellectual Property Rights

All materials on Kasosyo.AI — including logos, text, code, graphics, trademarks, and software — are owned by VITAVIN PUBLISHING CORPORATION or its affiliates. You are granted a limited, non-transferable license to access and use the platform strictly for lawful personal or business purposes.

6. Payment and Subscriptions

• Certain features or services on Kasosyo.AI may require payment or a subscription plan.
• By subscribing, you authorize Kasosyo.AI to charge the payment method provided.
• Fees are non-refundable, except as required by law or at our sole discretion.
• Subscription plans and prices may change with prior notice.

7. AI-Generated Content Disclaimer

Kasosyo.AI uses artificial intelligence tools to assist users in business planning, analysis, and decision-making. While our AI aims to provide accurate and insightful recommendations, we do not guarantee absolute accuracy or suitability. Users are solely responsible for any business decisions made based on AI-generated output.

8. Community and Marketplace Rules

If you participate in the Kasosyo Network, Kasosyo Exchange, or Marketplace, you agree to:

• Treat all members with respect;
• Avoid misleading investment offers or profit guarantees;
• Disclose all material risks before entering any transaction.

Kasosyo.AI is not a party to transactions between users and assumes no liability for any losses, disputes, or misrepresentations.

9. Data Privacy

We comply with the Philippine Data Privacy Act of 2012 (RA 10173) and other applicable international standards. By using Kasosyo.AI, you consent to the collection and processing of personal and business data in accordance with our Privacy Policy.

10. Limitation of Liability

Kasosyo.AI, its officers, and affiliates shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the platform — including business losses, data loss, or reputation damage.

11. Termination

We reserve the right to suspend or terminate your account and access to Kasosyo.AI without prior notice if you:

• Violate any of these Terms;
• Engage in fraudulent or harmful activity; or
• Misuse the platform or its community features.

12. Modifications

Kasosyo.AI reserves the right to modify these Terms at any time. Continued use of the platform after changes take effect constitutes your acceptance of the revised Terms.

13. Governing Law

These Terms shall be governed by and interpreted under the laws of the Republic of the Philippines. Any disputes shall be resolved in the proper courts of Mandaluyong City, or the nearest competent jurisdiction.

14. Contact Information

For inquiries or legal matters, please contact:
VITAVIN PUBLISHING CORPORATION
📧 Email: vitavin.publishing@gmail.com
📍 Address: T2 8E Pioneer Woodlands, Boni, Mandaluyong City